We have a new budget. I’m doing some work and Joe’s salary has gone up a bit so our budget was re-worked. Some debt is getting paid off, the kid is going back to daycare one day a week. It’s a good budget. I used Gail Vaz-Oxlade’s budget worksheet to lay it all out. We don’t have jars, but we have one account to pay bills with that we can’t access from debit machines.
The problem with budgeting is that everything happens at different times. It’s so easy to put it all in a spreadsheet and know that the money is there, but when it’s coming in one day and bills are due on different days it makes it harder to be in control.
I have often said that if all the money and bills came the same day everything would be much more simple.
I think what we’re going to have to do here is: Shopping Embargo.
I have plenty of books piled up on my shelf that can keep my entertained, as well as two socks on the needles and some other knits that should be attended to. The kid has new toys to play with and after her birthday on Sunday she’ll have more. She’s also started being a little too demanding – we can’t go into a store without her finding something and declaring “I want that.” I’ve got plenty of clothes and so does she, barring another growth spurt. We’ve both got activities scheduled for the next couple of months. And where else does our money go?
I want to step back, say no to her and to myself, and see how our budget works when I’m paying attention.